March 16, 2024


 min read

Caribbean Real Estate and Citizenship by Investment








Caribbean Real Estate and Citizenship by Investment


Imagine walking into paradise with your very own Caribbean passport in hand. Consider the freedom of movement, access to beautiful beaches, and the chance to invest in a thriving real estate market. This may sound like a pipe dream, but it is an attainable reality. You can obtain a Caribbean passport by investing in top real estate through the Caribbean Citizenship by Investment (CBI) program.

The Caribbean's allure has always been irresistible. The region is a rich tapestry of breathtaking scenery, vibrant cultures, and thriving economies. However, in addition to its natural beauty and cultural richness, the Caribbean offers significant investment opportunities, particularly in the real estate sector. As a result, an increasing number of investors are shifting their focus to the Caribbean to secure their Caribbean passport through real estate investment.

Understanding Caribbean Citizenship by Investment (CBI)

Before we get into the specifics of investing in real estate for a Caribbean passport, let's first define the Caribbean CBI program. The CBI program is essentially a legal procedure that allows foreign investors to obtain citizenship in a Caribbean country through investment. This investment can be made in a variety of industries, including real estate. 

The Caribbean CBI program is appealing for a variety of reasons. For starters, it is an excellent way to diversify your investment portfolio. Second, it provides a faster path to citizenship than traditional immigration methods. Finally, it serves as a gateway to a region rich in natural beauty and economic potential.

While the overarching premise of the Caribbean CBI program is the same across the region, each country has its own set of features and requirements. As a result, before making an investment decision, it's critical to understand the specifics of each program.

Benefits of a Caribbean Passport

So why should you obtain a Caribbean passport? The advantages are numerous.

Visa-free travel Many Caribbean passports allow visa-free or visa-on-arrival entry to many countries around the world. This will make international travel much easier and eliminate the need for time-consuming visa applications and fees. This not only opens up a world of travel possibilities, but it also makes business operations easier for entrepreneurs and investors.
Favorable tax regime There is no tax on foreign income, wealth, gifts, inheritances, or capital gains. For those looking to optimize their tax planning, this can be a significant benefit. A Caribbean passport can provide access to business opportunities, investment opportunities, and tax breaks.
Fully remote and fast application process The process takes up to six months and is handled online.
Dual citizenship When applying for a Caribbean passport, you do not need to renounce your previous citizenship.
Return on investment Investors can acquire a fractional share in 5-star luxury hotels, resorts, or private villas with a potential annual return of 2–4%. Three to seven years are required to recover an investment.
Regional mobility Caribbean passports frequently include the additional benefit of free movement within the Caribbean Community (CARICOM). CARICOM member countries include Barbados, Jamaica, Trinidad and Tobago, and others. This makes it easier to travel and find work within the region.
Security and stability Some Caribbean countries have a reputation for political stability as well as safety and security. A passport from one of these countries can provide a sense of security and potential safe havens during times of unrest or political instability in other parts of the world.
Natural beauty and lifestyle The Caribbean region is known for its pristine beaches, tropical climate, and breathtaking landscapes. Individuals with a Caribbean passport may be able to live, work, or retire in a picturesque setting while living a relaxed and idyllic lifestyle.
Education and healthcare systems Caribbean passport holders may have access to quality education and healthcare systems in their home country. This is especially useful for families with children looking for affordable education or individuals looking for dependable healthcare services. Additionally, there are two internationally renowned universities: the University of the West Indies in Antigua and Barbuda and St. George's University in Grenada.

Finally, having a Caribbean passport means being a part of a diverse and vibrant community. A Caribbean passport can help you realize your dreams of retiring in paradise, establishing a second home for your family, or simply enjoying the benefits of dual citizenship.

Overview of Caribbean CBI Programs

Now that we understand the benefits of a Caribbean passport, let's take a closer look at the various Caribbean CBI programs. Five countries in the region offer CBI programs: Grenada, Dominica, St. Lucia, St. Kitts and Nevis, and Antigua and Barbuda. Each of these programs has its own unique features and requirements, but they all offer the opportunity to invest in real estate, which is the most popular option among investors.

Investing in Real Estate for Grenada CBI

To be eligible for the Grenada citizenship by investment program, you must purchase freehold real estate worth at least $350,000 or a 'qualifying' share in a hotel (fractional ownership) worth at least $220,000.

The investment amount may be recovered in the future by reselling or renting out the real estate object. The minimum holding period for the investment is five years. Not only does this provide you with a valuable physical asset, but it also opens up the opportunity to benefit from Grenada's booming tourism and real estate sectors. 

There are several approved projects where you can invest and get a Grenada passport. Here are a few of Grenada's promising projects:

Coral Cove Grenada

Coral Cove - Grenada Citizenship by Investment Project

The most recent luxury hotel undertaking. It will construct 88 open-facing, beachfront rooms, each with its own balcony and sea views. The minimum investment is $220,000. The hotel will have a five-star rating, and the resort will offer numerous amenities. It has absolutely stunning design. It was given its name due to the abundance of coral and its secluded location within a cove. It is uniquely situated on 150 yards of private beach on one of Grenada's first established tourism sites. 

Hideaway True Blue

Hideaway True Blue Villas - Grenada Citizenship by Investment Project

A modern-style residential development with 44 turn-key freehold units, including studio, one-bedroom, and two-bedroom units. It is 100% complete and operational. The base price is $350,000. It is a five-minute drive from the Maurice Bishop International Airport and several of Grenada's well-known beaches; it is a short walk from popular bars and restaurants; and, most importantly, it is directly across the street from St. George's University and its world-renowned medical school.

Grenada National Resort

Grenada National Resort - Grenada Citizenship by Investment Project

The future Jewel of the Caribbean. The island's largest foreign investment project, and it was approved as a CBI project by the government in October 2019. It is an iconic sight in Levera, covering nearly 375 acres and boasting a luxury hotel, casino, 18-hole golf course, and amusement park. The hotel has 500 suites with ocean views, including presidential, executive, and business suites. The base price is $220,000.

The InterContinental Grenada Resort

The Intercontinental Resort - Grenada Citizenship by Investment Project

Located on La Sagesse Beach, one of the world's most idyllic tropical destinations. The resort will feature 150 rooms, including more than 30 private suites, as well as a variety of restaurants, bars, top-tier spas, a fitness center, and a pool with a bar and grill. It is scheduled to open in 2025. The InterContinental Grenada Resort will also feature approximately 6,000 square feet of meeting space and a business center, in addition to the luxury amenities available to guests. This project's share can be purchased for only $220,000.

Mariposa Condominiums

Mariposa  Condominiums - Grenada Citizenship by Investment Project

Located just a few steps from the pristine Mourne Rouge Bay and a short walk from the world-famous Grand Anse, boast custom-made Italian furniture, an unrivaled location, and a spectacular view. Mariposa Condominiums, which consists of twenty-one refined apartments ranging in size from studios to three-bedroom units, All units are sold as freehold condominiums, with a minimum investment of $350,000.

Investing in Real Estate for Dominica CBI

The Dominica Citizenship by Investment (CBI) program enables you to obtain citizenship by investing at least $200,000 in approved real estate projects. This investment should be held for a minimum of three years. In addition to securing your citizenship, investing in Dominica's real estate market presents an attractive investment opportunity. 

There are 10 different real estate projects that have been approved for investment and will allow you to obtain a Dominica passport in exchange for your funds. Some of Dominica's most exciting new endeavors include the following:

Anichi Resort & Spa

Anichi Resort and Spa - Dominica Citizenship by Investment

A proud member of Marriott International's Autograph Collection and is situated on 12 acres of prime real estate along Dominica's picturesque Picard Beach. Anichi Resort & Spa brings 128 luxurious rooms to the Dominica real estate market. Investors can buy preferred shares or freehold suites. A share can be purchased for $220,000 and comes with a certificate of ownership. Calypso Suites and Swim-Up Suites are the two types of freehold suites available for purchase. The Swim-Up Suite, named after its private pool lounge, costs $320,000, while the Calypso Suite costs $300,000. 

Jungle Bay

Jungle Bay - Dominica Citizenship by Investment Real Estate

One of the Caribbean's most successful boutique hotel brands, is now offering investors new vacation villas. Jungle Bay's exclusive repeat clients include well-known celebrities as well as some of the world's leading yoga instructors and retreat organizers. All of this experience will propel Jungle Bay Villas to success from the moment its doors open in June 2019. A luxury sea-view villa begins at $255,000. Although the sales are complete, one or two units may be resold from time to time.

Secret Bay

Secret Bay - Dominica Citizenship by Investment Real Estate

One of the most prestigious CBI real estate projects. Completed villas with rental income and performance records. Investors may choose between options for shared ownership beginning at $208,000 per share and options for full ownership ranging from $1.49 million to $4.05 million per villa. The secluded ultra-luxury, all-villa resort consists of elegantly appointed, residential-style villas, each with a private plunge pool, a dedicated villa host, on-call concierge, chefs, and guides, access to a secret beach, and transformative experiences curated specifically for each guest. 

Investing in Real Estate for St. Lucia CBI

To qualify for St. Lucia citizenship through the investment program through real estate investment, you need to invest a minimum of $200,000 in an approved real estate project and maintain that investment for at least five years. This gives you access to St. Lucia's dynamic real estate market while securing your passport to paradise. Saint Lucia is proud of its extensive real estate options and its immense appeal to visitors and tourists. The Citizenship Investment Program is an option for investors who wish to invest in one of the following categories of approved real estate projects: upscale hotel and resort brands and high-end boutique properties. 

There are two projects that have been approved:

The Canelles Resort

 The Canelles Resort - St. Lucia Citizenship by Investment Real Estate

A five-star resort created by the Galaxy Group and run by AMResorts, an Apple Leisure Group affiliate. This resort features the Dreams and Zoetry brands in addition to the Canelles Oceanfront Apartments, which provide high-end luxury for couples and families in ideal beachfront settings. It will offer a picture-perfect vacation experience with warm service and romantic inclusions thanks to its roomy suites and graciously appointed and opulently furnished accommodations.

The Alpina Saint Lucia Hotel and Square

The Alpina Resort  and Square- St. Lucia Citizenship by Investment Real Estate

Located in the southern portion of the island, roughly five minutes from the Hewanorra International Airport, which the government of Saint Lucia has announced will undergo a significant redevelopment. As part of the town center development of the Pearl of the Caribbean, a 231-room hotel and 17 serviced apartments are being constructed to accommodate business travelers and tourists visiting Saint Lucia.

Investing in Real Estate for St. Kitts and Nevis CBI

The St. Kitts and Nevis CBI program is the longest-standing one in the Caribbean. To qualify for citizenship through real estate investment, you must invest at least $200,000 in approved real estate projects and keep the investment for at least seven years, or you can have real estate worth at least $400,000 and keep it for only five years. Additionally, for a minimum of $220,000 and a holding period of five years, investors can purchase a fractional share in a five-star resort. This is a fantastic opportunity to invest in the country's thriving real estate sector while gaining valuable second citizenship.

From the government-approved list, approximately 80 projects are available for purchase. Two-bedroom apartments in the country's capital, Basseterre, are available for around $600,000. A luxury villa can cost between $1.5 and $2.5 million, and elite homes with a pool and a sea view can cost between $4 and $5 million.

Golden Harbors collaborates with a number of government-approved real estate developers in Saint Kitts and Nevis to provide apartments, luxury villas, hotels, and condominiums. The most popular ones are as follows:

Calypso Bay Resorts

Calypso Bay Resorts - St. Kitts Citizenship by Investment Program - Real Estate

59-villa community that embodies the vibrant spirit of traditional West Indian architecture while incorporating modern elements and conveniences. This includes high ceilings, large outdoor living spaces, and plenty of light. There are one-, two-, and three-bedroom options available. Elegant Italian kitchens, ensuite bedrooms with large bathrooms, and full laundry facilities are available in villas. Some villas also have refreshing plunge pools or full-size swimming pools, and Calypso Bay Resorts' lush gardens are well maintained by our full-time gardening staff.

Kittitian Hill

Kittitian Hill - St. Kitts Citizenship by Investment Program - Real Estate

A luxurious and environmentally friendly community with breathtaking panoramic views. Kittitian Hill, located at the foot of Mount Liamuiga, is St. Kitts' first 5-star resort development. It was designed by world-renowned architect Bill Bensley and sits on 400 acres of gently sloping hillside in St. Paul.

Leeward Cove

Leeward Cove - St. Kitts Citizenship by Investment Program - Real Estate

A gated development in Frigate Bay that consists of forty ground- and first-floor condos set in beautifully manicured, spacious gardens with a tennis court and swimming pool. Beaches, restaurants, bars, local shops, an ATM, a taxi rank, and a mini supermarket are all within walking distance, as is the Royal St. Kitts golf course.

The Four Seasons Resort Estates

A world-class luxury hotel brand. The Villas at Four Seasons Resort Nevis are a collection of chic, architect-designed homes located just minutes from Nevis' most beautiful beach. Each home is truly one-of-a-kind, with features such as private pools, spacious terraces, and landscaped gardens. Only 23 lots remain to build your Caribbean dream home after 78 villas have been built.

The St. Kitts Park Hyatt Christophe Harbour

Located in the Christophe Harbour marina. It has every chance of becoming popular among yachting enthusiasts, and investing in its shares can result in a good return. The spacious guest rooms and suites combine contemporary architecture with a feel that pays homage to St. Kitts' rich historical roots. Many of the suites have private pools and sundecks, as well as unobstructed views of the Caribbean Sea and the neighboring island of Nevis.

Investing in Real Estate for Antigua and Barbuda CBI

Eventually, there's the Antigua and Barbuda citizenship by investment program. To obtain citizenship through real estate investment, you must invest at least $200,000 in approved real estate projects and keep that investment active for at least five years. The vibrant real estate market of Antigua and Barbuda offers a diverse range of investment opportunities, making it an appealing option for those seeking a Caribbean passport.

There are 33 approved development projects for the CBI program. These are the three most popular:

Moon Gate

Moon Gate - Antigua Citizenship by Investment Program Real Estate

An exclusive 49-suite all-inclusive hotel and spa located at Half Moon Bay, one of Antigua's most beautiful Caribbean beaches, with breathtaking views of the bay. All of our suites are freehold titles, with a rental pool option available to all property owners. They are fully furnished and competitively priced with the Citizenship by Investment investor in mind. Property owners and guests have access to a variety of amenities.

Colibri Court

Colibri Court - Antigua Citizenship by Investment Program Real Estate

Newly constructed and privately owned, with 8 fully serviced apartments and its own swimming pool exclusive to Colibri guests within the gated community of Jolly Harbour Marina, adjacent to a par 71 18-hole golf course and with views across the marina of our two pristine white sand beaches and the Caribbean Sea. Each apartment has more than 2000 square feet of space and is decorated with whimsical yet stylish and comfortable furnishings.

Pearns Point

Pearns Point - Antigua Citizenship by Investment Program Real Estate

One of the most breathtaking luxury developments in the Caribbean. Land parcels on the Pearns Point peninsula extend along the western coast of Antigua, a prime and pristine location with spectacular ocean views and unparalleled seclusion. With only 49 remaining plots, residents will reside in an exclusive development among the world's elite, with properties nestled along both the hillside and the coastline.

The Step-by-Step Process for Obtaining a Caribbean Passport Through Real Estate Investment  

To apply for the Caribbean Citizenship by Investment program through real estate investment, follow these steps:

Step 1: Research and Consultation with Golden Harbors

Gather information on the specific CBI programs offered by Caribbean countries, such as St. Kitts and Nevis, Antigua and Barbuda, Grenada, Dominica, or St. Lucia. Understand the eligibility requirements, investment options, and associated costs.

Step 2: Select a Country 

Choose the Caribbean country whose CBI program aligns with your preferences and needs. Consider factors like investment costs, the real estate market, visa-free travel options, and lifestyle benefits. 

Step 3: Engage Golden Harbors

We will guide you through the application process, ensuring compliance with all legal requirements. 

Step 4: Property Selection

 Work with Golden Harbors to identify eligible real estate investment options approved by the CBI program. Each country has specific criteria regarding property type, minimum investment amounts, and location. 

Step 5: Due Diligence and Purchase

 Undergo a due diligence process, which involves background checks to verify your credibility. Once approved, proceed with purchasing the chosen real estate property according to the program guidelines. 

Step 6: Documentation and Application

Prepare the necessary documents, which typically include passport copies, birth certificates, bank statements, and investment-related paperwork. Complete the application form provided by the CBI program and submit it through Golden Harbors. 

Step 7: Government Processing 

The application will undergo a thorough review and evaluation by the government authorities. This process may take several months, during which Golden Harbors will keep you informed about the progress. 

Step 8: Approval and Citizenship 

Upon approval, you will be granted citizenship and receive a passport from the Caribbean country. The specific benefits and rights granted by citizenship may vary, so familiarize yourself with them.

Taxes When Buying Real Estate in the Caribbean 

When buying real estate in the Caribbean, it is essential to consider the tax implications associated with the purchase. While the specific tax regulations can vary between countries, here are some common types of taxes you may encounter:

Stamp duties 

Stamp duty is a tax on residential properties and plots of land. The amount of stamp duty depends on the property value and whether or not you are a first-time buyer. As an example, Grenada has the lowest stamp duty, at just 1% of property prices. Saint Lucia is next, with rates of 2%. Antigua and Barbuda have a slightly higher rate of 2.5%.

ALHL (Alien Landholding License)

Foreigners should obtain ALHL for 5% (Antigua and Barbuda), 10% (Grenada, Dominica, St. Kitts and Nevis), or $2,300–$4,200 for Saint Lucia. The ALHL costs are typically determined by the value of the real estate unit. Because this license is unique to the purchaser, it cannot be transferred to another person. 

Other expenses

Antigua and Barbuda and Saint Lucia have no other costs. In Saint Kitts and Nevis, additional costs are also negligible (0.2%). Dominica comes in second with 3.5%, and Grenada comes in last with 10% on properties worth more than $7,500. 

Finally, for their CBI application, investors must pay a due diligence, state, and agent's service fee as well.

Your Caribbean Passport to Paradise

Investing in real estate for your Caribbean passport is more than just a financial decision. It's an investment in your future, a gateway to new opportunities, and a ticket to paradise. Whether you're drawn to the vibrant culture, the stunning landscapes, or the lucrative investment opportunities, the Caribbean has something to offer everyone.

Are you ready to unlock the door to paradise? Get Your Caribbean Passport with Golden Harbors. Your journey to Caribbean citizenship starts here.


Residence Benefits

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Visa free travel to 146 countries

Including the E.U., the Schengen Area, the U.K., Hong Kong, China, and Singapore. Simple procedure for obtaining long-term tourist visas to the United States and Canada B1/B2. E2 visa to the United States


Global mobility and freedom

We take care of the paperwork and help you prepare and submit your application - you receive your passport via DHL Express. No requirement to reside in Grenada


Reduce tax burden

Zero personal tax. No tax on inheritance, capital gains, foreign income, dividends, interest, or royalties


Global mobility and freedom

Starting a company in Grenada could help you diversify your business risks and optimize your tax obligations


Return on investment

Investors can purchase a "qualifying" share of ownership in luxury hotels and resorts with a potential annual return of 2-4% from hotel operations. Capital investment can be recovered in 5 years


Global mobility and freedom

There is no need to renounce your previous citizenship when obtaining grenada passport


Fast application processing

Within 6 months


Global mobility and freedom

At the St. George's University Medical School



Processing Time and Terms

Enter your anticipated application start date for Grenada citizenship by investment program and receive a clear timetable for each step of the process

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Sign a service agreement, fill out application forms, and pay the initial service and due diligence fees.


We compile a document package and submit it for due diligence performed by Grenada CBI unit


Due diligence and background check conducted by the state


We submit your citizenship application once we receive the approval, and you make payment of the outstanding investment amount, government fees, stamp duty, and other fees.


We supervise the issuance of your passport by Grenada and send your Certificate of Citizenship and passport by DHL Express.

There are Always Options to EXPAND YOUR BOUNDARIES! Let's Discuss Yours

Every client is unique

Every case requires an individual approach and solution. Our years of experience in the industry allow us to provide both.

We will answer all your questions and provide detailed information about the available second passport and residency programs to help you make the right choice.


Lead Attorney at Golden Harbors

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Lead Attorney at Golden Harbors