Portugal Golden Visa

From EUR 250,000: cultural heritage donation

5-year EU citizenship path

Only 7-day annual presence required

From EUR 250,000: cultural heritage donation

5-year EU citizenship path

Only 7-day annual presence required

What Are the Benefits of the Portugal Golden Visa?

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Visa-free entry to

The E.U. and the Schengen Area countries

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Fast application processing

8-9 months.

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An opportunity to live in any EU country

No residence limits in Portugal, and up to 90 days per year in other EU countries

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Tax exemptions

No tax on global income for 10 years, and a 20% exemption in income tax for NHR holders

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Return on investment

Partaking in investment funds, purchasing hotel shares or rental property with an annual return of up to 7%, and a return on initial investment in 5 years

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Business opportunities

Expansion and entry to the international market

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The prospect of acquiring EU citizenship in 5 years

For investors who retain assets and extend their residence permit under the Golden Visa program terms

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No restrictions on dual citizenship

No need to renounce your existing citizenship in the future when obtaining a Portuguese passport

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US E-2 visa

After obtaining Portuguese citizenship, you have access to a US E-2 investor visa

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When Should You Choose the Portugal Golden Visa?

When you want EU residency with one of the lowest physical presence requirements (7 days per year)

When you can deploy EUR 250,000 to EUR 500,000 across donation, funds, capital, or job creation routes

When you want a 5-year path to Portuguese and EU citizenship via naturalization

When family inclusion (spouse, dependent children, dependent parents) matters for your structure

How Do You Get the Portugal Golden Visa?

01

Detailed step-by-step process

02

Requirements for all eligible applicants

03

Required documents for each step of the program

04

Answers to frequently asked questions

Portugal Golden Visa

What Are the Requirements for the Portugal Golden Visa?

Investment options:

Cultural and Artistic Heritage Donation — from EUR 250,000 to qualifying Portuguese heritage projects

Make a non-refundable contribution of EUR 250,000 or more to qualifying arts and cultural heritage restoration projects in Portugal. The cheapest Portugal Golden Visa route since the October 2023 abolition of the real estate path. Eligible projects must be approved by the Portuguese Ministry of Culture.

Scientific Research Investment — from EUR 500,000 to Portuguese R&D institutions

Transfer EUR 500,000 or more to Portuguese scientific research institutions for qualifying research activities. The investment must be directed to public or private research entities approved by the Portuguese government. This route supports R&D across biotechnology, technology, life sciences, and engineering disciplines.

More details

Regulated Investment Funds — from EUR 500,000 in qualifying Portuguese funds with no real estate exposure

Transfer EUR 500,000 or more for the acquisition of shares in qualifying Portuguese investment funds. The funds must be regulated by the CMVM (Portuguese Securities Market Commission), have no real estate exposure under the Mais Habitação reform, and maintain investment in Portuguese assets. The hold period is 5 years from Golden Visa issuance.

More details

Capital Investment Plus Job Creation — from EUR 500,000 in Portuguese business with 5 permanent jobs

Invest EUR 500,000 or more to start a new company in Portugal and create at least 5 permanent jobs, or use the capital to increase the share capital of an existing Portuguese company while also creating or maintaining at least 5 permanent jobs. The investment and jobs must be maintained throughout the Golden Visa validity.

More details

Job Creation Only — create 10 permanent jobs in Portugal (or 5 in low-density areas)

Why Portugal: Western Europe's Most Flexible Golden Visa

The most ancient country in the Iberian Peninsula, Portugal combines Mediterranean climate, full EU and Schengen membership, and one of Europe's most flexible residency-by-investment programs anchored on the 2023 Mais Habitação reform.

The Portugal Golden Visa is one of Europe's most established residency-by-investment programs, launched in 2012 under Law 23/2007 (Foreigners Law) Article 90-A and significantly reformed on October 7, 2023 under the Mais Habitação law, which abolished the real estate investment route entirely. Surviving routes include cultural and artistic heritage donation from EUR 250,000, scientific research investment from EUR 500,000, capital transfer to qualifying Portuguese investment funds (no real estate exposure) from EUR 500,000, capital investment for Portuguese business and job creation from EUR 500,000, and job creation routes for 10 permanent positions in Portugal (5 in low-density areas). Applications are administered by AIMA (Agência para a Integração, Migrações e Asilo), which replaced SEF in October 2023. Family inclusion covers spouse, dependent children, and dependent parents. Portuguese citizenship via naturalization is available after 5 years of legal residency, subject to a B1 Portuguese language test and civic knowledge requirements. The Portuguese passport ranks among the world's top 5 with visa-free access to 190+ destinations including the United States, Canada, the United Kingdom, Japan, and Australia.

Portugal Golden Visa Timeline: How Long Does It Take?

Officially published timeline

4 to 6 months

Real timeline, based on our practical experience

6 to 12 months

How Strong Is the Portuguese Passport?

 of passports

Visa-free

travel to the Schengen area countries

Key countries

The EU

Fast-track visa

the US, Canada, Australia

Visa-free

countries

Key countries

The EU

Fast-track visa

the US, Canada, Australia

Visa-free

countries

Key countries

The EU

Fast-track visa

the US, Canada, Australia

Visa-free

countries

Key countries

The EU

Fast-track visa

the US, Canada, Australia

How Strong Is the Portuguese Passport?

Visa-free

travel to the Schengen area countries

Key countries

The EU

Fast-track visa

the US, Canada, Australia

Why Work with Golden Harbors?

Decades of cross-border citizenship expertise: Golden Harbors advisors have helped HNW families navigate every active European Golden Visa program. For Portugal specifically, we coordinate Golden Visa applications directly with licensed Portuguese immigration counsel and AIMA (Agência para a Integração, Migrações e Asilo), which replaced SEF in October 2023.

End-to-end paperwork management: From the Service Agreement to Portuguese residence permit collection, we handle every interaction with Portuguese counterparties including NIF registration, bank account opening, AIMA biometric appointments, and post-grant compliance. You stay informed at each milestone and approve key decisions remotely.

Bicontinental coverage: Our team is positioned across the United States and Europe, allowing us to coordinate Portugal Golden Visa applications with European banking (Millennium BCP, Novobanco, BPI), source-of-funds documentation, NIF and Portuguese tax setup, and home-jurisdiction tax structuring in a single integrated workstream.

Rigorous due diligence: For Portugal Golden Visa applications, we cross-check investment route compliance under the 2023 Mais Habitação reform (cultural heritage, scientific research, capital investment, fund investment, or job creation), source-of-funds documentation, and tax compliance across all jurisdictions before any submission to AIMA.

Tested by time:

years of learning and working across industries and global mobility solutions. Our team has learned all the nuances and possible pitfalls and will help you avoid them

Convenient team structure:

our team is located in both the U.S. and Europe, so we have the best coverage to assist you

We take preparation seriously:

planning, due diligence, and data cross-checks minimize the risk of rejection. We only work with vetted and government-licensed partners in Portugal

We take care of the paperwork:

and handle all the interactions with counter-parties while you enjoy your everyday comforts. You still keep the remote control over each step

Step-by-Step Portugal Golden Visa Process

Enter your estimated application start date and get a clear timetable for each step

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1

Sign the service agreement with Golden Harbors, complete intake forms, and pay the initial retainer and due diligence fees.

30

Golden Harbors helps you obtain a Portuguese tax ID (NIF), open a Portuguese bank account, and select the qualifying investment route under the 2023 Mais Habitação reform (cultural heritage donation, scientific research, capital investment, regulated investment funds, or job creation).

60

Execute the qualifying investment and submit the full Golden Visa application package to AIMA (Agência para a Integração, Migrações e Asilo), which replaced SEF in October 2023. Documentation includes apostilled identity documents, source-of-funds evidence, criminal record certificates, and investment route documentation.

180

AIMA reviews the application and supporting documents. Background checks are conducted by Portuguese authorities, and preliminary approval is granted. Post-2023 AIMA backlog may extend this phase.

14

Visit Portugal for biometric data submission at AIMA. This is the only mandatory in-person step in the Portugal Golden Visa process.

Up to 14 days

Receive the final decision and your 2-year Portuguese residence permit card delivered via DHL Express. The permit is renewable for additional 3-year periods on continued investment compliance, with citizenship eligibility after 5 years of legal residency.

Portugal Golden Visa Frequently Asked Questions

Is real estate still a Portugal Golden Visa investment route?
What is the minimum stay requirement under the Portugal Golden Visa?
How long does it take to obtain Portuguese citizenship through the Golden Visa?
What happened to the Portugal Non-Habitual Resident (NHR) tax regime?
Who can be included in a Portugal Golden Visa application?

Book a Portugal Golden Visa Consultation

Every client is unique

Every case requires an individual approach and solution. Our years of experience in the industry allow us to provide both.

We will answer all your questions and provide detailed information about the available second passport and residency programs to help you make the right choice.

Victoria

Lead Attorney at Golden Harbors

Victoria Cold

Victoria

Lead Attorney at Golden Harbors

Golden Harbors is a Secure Way To

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Looking for Another Residency Option?

If you are looking for a comprehensive review of whether this program is the best fit for you, please get in touch with your trusted advisors at Golden Harbors

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