March 16, 2024


 min read

Banks in Dominica: Everything You Need to Know








Banks in Dominica: Everything You Need to Know


Welcome to the world of Dominica Banks. This Caribbean island nation has a robust and well-regulated banking framework that's designed to cater to both local and international customers. If you are looking for a financially stable, globally connected, and secure banking destination, the banks in Dominica may be a good solution for you.

When you choose the banking system of Dominica, you are not just opening a bank account; you are also opening the door to a world of opportunities. The Dominica banking system is intricately linked with its citizenship-by-investment program (CBI), making it an attractive destination for international investors seeking to expand their global footprint.

Banking in Dominica 101

Banking System Overview

The banking system in Dominica stands out for its distinctive blend of onshore and offshore facilities, creating a unique financial landscape. Dominica's banks play a crucial role in shaping this environment, offering a comprehensive array of services tailored to meet the financial needs of both individuals and businesses. Beyond traditional banking products, the incorporation of digital banking solutions exemplifies the broader global shift towards modernization in the financial sector.

Among the key players in Dominica's banking sector is the National Bank of Dominica, a commercial institution that holds a central position in providing an extensive range of financial services. These services encompass traditional offerings such as savings and checking accounts, loans, and credit cards, aligning with contemporary trends. Moreover, the adoption of modern conveniences, including online and mobile banking, reflects the industry's commitment to keeping pace with technological advancements. The stability of the Eastern Caribbean Dollar (XCD), pegged to the United States Dollar (USD), further enhances the efficiency of international transactions within this dynamic banking landscape.

Banking System Regulations

Dominica's banking system is subject to a well-defined regulatory framework overseen by the  Eastern Caribbean Central Bank (ECCB). The ECCB is dedicated to upholding the stability and reliability of the financial sector through the strict enforcement of prudential regulations. These regulations encompass critical aspects such as capital adequacy, liquidity, and risk management, ensuring that banks operating in Dominica meet and exceed international standards. This commitment to regulatory oversight plays a crucial role in mitigating risks associated with banking activities and fostering a secure financial environment.

In addition to the ECCB, the Financial Service Unit (FSU) of the Commonwealth of Dominica serves as a key financial regulatory authority. Operating within the Ministry of Finance, the FSU holds a reputation for being one of the most stringent financial authorities in the Caribbean, actively participating in the offshore regulatory framework. The FSU's regulatory scope extends to offshore banks, credit unions, insurance companies, money service businesses, gaming companies, and other financial entities. Within this regulatory landscape, Dominica's banking sector aligns with anti-money laundering (AML) and combating the financing of terrorism (CFT) regulations. Stringent measures, such as robust Know Your Customer (KYC) procedures and vigilant transaction monitoring, are implemented to combat illicit financial activities, thereby contributing to global efforts to maintain the integrity of the financial system.

Caribbean Association of Banks

Established in 1974, the Caribbean Association of Banks (CAB) functions as a regional trade association dedicated to representing the interests of banks and financial institutions throughout the Caribbean. With a diverse membership that includes commercial banks, central banks, and other financial entities operating in the region, the CAB serves as a vital platform for collaboration, advocacy, and the exchange of information among its member institutions.

The Caribbean Association of Banks' primary goal is to foster cooperation and networking among its members, providing a unified front to address common challenges and capitalize on opportunities in the Caribbean banking sector. This collaborative approach extends to the CAB's advocacy role, where it actively works towards influencing policies that contribute to the stability, growth, and competitiveness of financial institutions in the region. The CAB is actively engaged in discussions concerning regional financial regulations, economic policies, and international banking standards, thereby playing a pivotal role in shaping a resilient and well-regulated financial sector in the Caribbean.


The Eastern Caribbean Dollar (XCD) is the official currency of Dominica. The Eastern Caribbean Dollar is the common currency for eight countries in the Eastern Caribbean Currency Union (ECCU), which comprises several countries, including Antigua and Barbuda, Grenada, Saint Kitts and Nevis, Saint Vincent, and the Grenadines, among others. 

The Eastern Caribbean dollar is pegged to the United States dollar (USD) at a fixed exchange rate of 2.70 XCD to 1 USD. This fixed exchange rate contributes to stability in the region's currency and facilitates economic activities, trade, and financial transactions.

The issuance and regulation of the Eastern Caribbean Dollar fall under the jurisdiction of the Eastern Caribbean Central Bank (ECCB). Although the Eastern Caribbean Dollar serves as the official currency, the United States Dollar is commonly accepted and utilized in commercial transactions, particularly in areas oriented towards tourism.

Online Banking in Dominica

Practically every bank in Dominica provides online and mobile banking services to their customers, delivering a digital platform and mobile application crafted to save time, cut expenses, and encourage environmental sustainability. The following services can be accessed through both online and mobile banking:

Account Overview: 

  • View account balances
  • Access transaction history
  • Retrieve eStatements

Transaction Management:

  • Conduct transfers between personal accounts
  • Initiate transfers to third-party accounts
  • Facilitate transfers to accounts in other banks

Cardless Transactions:

  • Perform cardless cash transactions for secure withdrawals

Credit Card Services:

  • Make real-time credit card payments for immediate account management

Loan Management:

  • Pay loans conveniently through the online banking platform

Bill and Utility Payments:

  • Settle bills and utility payments effortlessly

Offshore Banking in Dominica

Offshore banking involves the provision of financial services by banks located in a jurisdiction different from the client's country of residence. Dominica stands out in the financial services sector by offering robust offshore banking services tailored for international clients in search of privacy, asset protection, and potential tax benefits. The jurisdiction provides diverse offshore account options through international banks, including multi-currency and savings accounts.

A notable feature of offshore banking in Dominica is its focus on confidentiality and data protection. The jurisdiction places great importance on maintaining a high level of discretion in financial transactions. Furthermore, Dominica's offshore banking sector facilitates asset protection through the establishment of offshore structures and trusts. Clients can use these mechanisms to shield their assets from potential legal or financial risks, highlighting the jurisdiction's dedication to providing a secure and stable financial environment for international clients.

Benefits of Dominica Banking

There are numerous advantages to banking there as part of your international business activities.

  1. Confidentiality. The country's commitment to banking secrecy, coupled with the availability of corporate structures like International Business Companies (IBCs), ensures a high level of confidentiality for individual clients and businesses. The country’s laws provide the utmost privacy for individual clients and businesses operating within the country, offering a secure environment for financial transactions and asset management. 
  2. Access to International Banking Networks. Dominica's banks are connected to international banking networks, facilitating international wire transfers, trade finance, and other cross-border transactions. This connectivity can be beneficial for businesses engaged in global trade or individuals with international financial needs. 
  3. Tax Planning. Dominica's advantageous tax regulations, characterized by the absence of personal taxes like global income tax, wealth tax, and inheritance tax, make it an appealing destination for tax planning. Engaging in offshore banking in Dominica allows individuals to strategically structure their financial affairs, minimizing tax liabilities and preserving wealth.
  4. Ease of Doing Business. Dominica has made strides in improving its business environment, simplifying account opening procedures, and establishing a favorable regulatory framework. This ease of doing business is advantageous for individuals and companies seeking to establish and operate banking relationships, fostering a business-friendly atmosphere in the country. Moreover, Dominica's gross domestic product at current prices is expected to rise by USD 0.2 billion (+28.57 percent) between 2023 and 2028.
  5. Language. Since Dominica is a member of the Commonwealth, English is its official language. The language of all correspondence with the bank manager is English.

Banks in Dominica

Please find information on the major banks in Dominica below in the table: 

Bank Name Main Office Location Number of Branches Number of ATMs List of Services Service Fees
EQIBank 24 Hillsborough Street, Suite II, Roseau, Commonwealth of Dominica 4 N/A Online and mobile banking, debit cards, and current and deposit accounts
Their API solutions are tailored to customer needs, covering everything from accounting to payroll
The monthly account maintenance fee is $75
The minimum balance is $5,000
Outgoing payment: from $125 to $250, depending on the amount of payment
Ferz Global Bank Cnr.230 Great George Street, Roseau Commonwealth of Dominica 1 N/A Personal Banking Solutions
Small and medium-sized business banking services
Services for debit and credit cards
All service fees have to be checked with the bank manager
National Bank of Dominica Ltd. 64 Hillsborough St, Roseau, Dominica 4 10 Credit & Debit Cards
Wires & EFT
Personal Banking
Business Banking
Mobile Banking
Service charge - $10 (monthly) +$1.50 per item
Withdrawals - from $3 to $10
Debit card issuance /renewal fee - $10
ATMs - from $1 to $5 per transaction
Agricultural Industrial & Development Bank Cnr. Charles Avenue and Rawles Lane
Commonwealth of Dominica
1 None Funding options available for startups, as well as for initiatives related to energy efficiency and development All service fees have to be checked with the bank manager
Paxum Bank Limited Centre Cross Lane
Commonwealth of Dominica
1 Around 5 Current & Saving Accounts for Businesses and Individuals
Borrow Money
Online Banking
Mass Payout Solution
Monthly maintenance fee for personal bank accounts - free
Account opening fee - free
Incoming Wire (SWIFT)- 0.05% ($25 min.)
Outgoing Wire (USD/EUR) - 0.05% ($50 min.)
ATM fee in Card Currency - $2 + 1%
Commonwealth Bank and Trust Kennedy Ave Financial Center Ground Floor Unit 2, Roseau, Dominica 1 None Personal Banking
Corporate Banking
Cash management
Business investments
Activation fee for personal bank accounts - $10,000
Activation fee for corporate bank accounts - $15,000
Maintenance fee - $10
For more information on other service fees, please contact the bank directly
Republic Bank 28 Hillsborough Street, Roseau
1 (in Dominica) and 38 (globally) 1 (in Dominica) and 127 (globally) Current accounts
Savings accounts
Foreign currency accounts
Online and mobile banking
Annual Fee - $20
ATM Fees – $2
Regional/International POS Merchants – 2% of transaction amount
Republic Bank St Lucia (EC) 6 Wm Peter Boulevard
P.O. Box 301
St. Lucia
3 5 Current accounts
Savings accounts
Foreign currency accounts
Online and mobile banking
Annual Fee - $20.00
ATM Fees – $2.00
Regional/International POS Merchants – 2% of transaction amount
POS/ATM Decline or Insufficient Funds outside of St. Lucia - No charge
Sagicor Finance Inc. Sagicor Finance Inc.
Rodney Bay Commercial Centre,
Rodney Bay,
St. Lucia
1 None Personal and Business Solutions
Retirement Plan (Millenium Saver)
Accident, health, liability, travel, property insurance, etc.
Commitment/acceptance fees % of loan or lease amount or minimum $300.00
Late payment fees - $50.00
Restructuring of delinquent account fee - 2%
Refinancing/consolidation of facilities that are current - 1% of loan amount or minimum $300.00

Top Banks in Dominica for Foreigners

In our coverage of the Caribbean banking sector, we spotlight four notable institutions from the Caribbean Association of Banks renowned for their unwavering reliability. The National Bank in Dominica, Commonwealth Bank and Trust, Paxum Bank Limited, Agricultural Industrial & Development Bank in Dominica stand out for their commitment to economic development and community engagement.

National Bank of Dominica

national bank of dominica logo

The National Bank of Dominica Ltd. (NBD), headquartered in Roseau, Dominica, serves as a prominent financial services firm, boasting assets totaling XCD 1.58 billion (US$581 million) as of June 30, 2021. As the largest financial institution in the Commonwealth of Dominica, it was initially established as a state-owned bank in 1978 and underwent privatization in 2003. Notably, the Eastern Caribbean Central Bank (ECCB) honored it with the title of Bank of the Year in 2022. 

NBD has been actively operating for over four decades, delivering a comprehensive array of financial products and services to individuals, small businesses, and corporate clients at local, regional, and international levels.

National Bank of Dominica Services Fees

With an extensive network of ATMs, online services via the Internet, and mobile banking, NBD effectively serves its clientele. Banks typically offer a range of services, each associated with specific fees. These may include account maintenance fees (from $10), ATM charges (from $1), wire transfer fees (from $3), and more. Please check the bank’s service fees on this website

National Bank of Dominica Online Banking

National Bank of Dominica's online banking service offers a convenient and secure way for customers to manage their accounts seamlessly. Users can perform various financial tasks such as transferring funds, making bill payments, and accessing online statements. The platform allows customers to review past statements, monitor account balances, and move funds between accounts with ease. With the flexibility to perform these transactions at any time and from anywhere, NBD online banking empowers customers to take control of their finances efficiently.

Paxum Bank Dominica

Paxum Bank Logo

Leveraging a team of experienced professionals, cutting-edge banking technology, and strategic partnerships, Paxum Bank delivers professional and reliable services globally. Paxum Bank extends its reach with specialized solutions such as Paxum Payroll, designed for efficient payment processing for e-commerce businesses, and Paxum Credit Card Processing, enabling website credit card transactions at competitive rates. Additionally, the bank facilitates Paxum Prepaid Card Issuing, allowing businesses to issue their own branded MasterCard to clients with the provided tools for seamless implementation.

Governed by the Offshore Banking Act No. 8 of 1996 in Dominica, Paxum Bank operates under a charter that permits international business transactions with non-resident individuals and corporate clients. 

Paxum Bank Dominica Services Fees

Notably, accounts held with Paxum Bank are exempt from local taxes and exchange restrictions, allowing the free transfer of funds in foreign currencies without mandatory conversion to the East Caribbean Dollar. Prospective clients are advised to visit the bank's website for the most up-to-date information on services and associated fees.

Paxum Bank Dominica Online Banking

Paxum Bank Dominica's Online Banking offers a suite of user-friendly features, providing customers with unparalleled convenience and control over their finances. The No-Fee Personal Current Account, available in multiple currencies, empowers users to manage their daily account needs effortlessly. This account allows for online shopping, funding the Free Paxum Bank Debit Card, and accessing funds 24/7 with an account-connected debit card, all without incurring a monthly maintenance fee. Additionally, users benefit from a free USD ACH and EUR IBAN account, along with complimentary online banking services.

For those seeking financial growth, Paxum Bank's high-interest savings account, requiring a $10,000 minimum deposit, offers an opportunity to earn up to 0.5% APR, complemented by free online banking services. The flexibility of Online Banking liberates customers from traditional bank operating hours, enabling activities such as fund transfers, statement viewing, and more, with multiple authentication methods ensuring security.

Paxum Bank further extends its services through a mobile app, providing easy access to account information and management. The bank also offers borrowing options, with attractive terms for everyday needs, vehicle loans (up to $35,000 with rates as low as 8.5% APR), and mortgage loans (up to $250,000 with rates as low as 5.7% APR). For individuals paid through Paxum's Payroll Solution, the bank offers low-interest loans with fast approval decisions, benefiting over 90% of applicants. 

Commonwealth Bank and Trust

Commonwealth Bank Logo

Founded in 2009 and situated in the capital city of the island, Commonwealth Bank and Trust offers a diverse array of financial products catering to both individuals and businesses. The services provided encompass various financial aspects such as deposits, loans, declarations, cash management, and business investments. In addition, it is committed to fostering financial growth and stability within the community by implementing innovative and customer-centric solutions. 

Commonwealth Bank and Trust Services Fees

Service fees for banks can vary widely and may depend on the type of account, transaction, or service being provided. In a typical scenario, activation fee for personal bank accounts is $10,000 and activation fee for corporate bank accounts is $15,000. The monthly maintenance fee is $10. For a comprehensive understanding of the fee structure, including any additional service fees, it is advisable to consult the bank directly. 

Commonwealth Bank and Trust Online Banking

Commonwealth Bank and Trust Services offer convenient online banking solutions to their customers, providing a secure and user-friendly platform for managing personal and corporate accounts. Through their online banking portal, customers can perform a range of financial activities, including checking account balances, transferring funds, paying bills, and accessing transaction history. The platform is designed to streamline the banking experience, offering 24/7 accessibility from the comfort of one's home or office. 

Agricultural Industrial & Development Bank

Dominica AID bank Logo

The Dominica Agricultural Industrial and Development Bank, commonly known as the AID Bank, was established by an Act of Parliament on July 8, 1971, later becoming a subsidiary of the National Commercial and Development Bank in December 1976 before regaining autonomy in January 1982. With the Government of the Commonwealth of Dominica (GOCD) holding the majority of shares (89.6%) and the Dominica Social Security (DSS) as the minority shareholder (10.4%), the AID Bank operates as the nation's sole indigenous development bank. Mandated to foster economic development, it offers loans in sectors such as agriculture, industry, tourism, education, real estate, climate adaptation, infrastructure, and commerce. Additionally, the bank manages industrial estates, contributing significantly to national development by supporting various businesses and sectors. The AID Bank actively engages in corporate social responsibility, contributing to Dominica's economic, social, environmental, educational, cultural, and healthcare initiatives. To find out detailed information on services and fees, please contact the bank directly.

Requirements for Opening a Bank Account in Dominica

Initiating the procedure to open a bank account in Dominica is an undertaking that captures the attention of individuals and businesses worldwide. It is crucial to possess a comprehensive understanding of the required documentation for this process.

Requirements for an Individual

For a compliant and smooth process when initiating the opening of an individual bank account with major banks in Dominica, applicants must adhere to specific requirements for document submission. The following outlines the essential documentation:

  1. Identification:

Submit a passport or a government-issued ID that includes a photograph.

  1. Tax Identification Number:

Present this number, which is mandatory for foreign nationals, dual-citizens, and non-residents.

  1. Proof of Income:

Provide either a recent payslip/paystub or a recent letter of employment. Additionally, include bank statements that demonstrate the source of income.

  1. Proof of Address:
  • A valid driver’s license
  • A recent bank statement
  • Utility bills, etc. 
  1. Additional Supporting Documents:

Fill out the application form, accompanied by a statement expressing your intention to open a bank account. Include a letter of recommendation from a respected bank or professional.

Requirements for a Legal Entity (Business)

Here is a list of key requirements for a legal entity (business) when applying for a bank account in Dominica:

  1. Certificate of Incorporation. This is the official document issued by the government confirming the formation of your business entity.
  2. Memorandum and Articles of Association. These documents outline the rules and regulations governing the internal affairs of your company. They are usually provided during the incorporation process.
  3. Board Resolution. A resolution passed by the board of directors authorizing the opening of the bank account and specifying who has the authority to operate the account on behalf of the company.
  4. Valid Identification Documents. The bank will likely require valid identification documents for each director, shareholder, and authorized signatory. This may include passports, national ID cards, and proof of address (e.g., utility bills or bank statements).
  5. Business Plan. Some banks may request a business plan outlining the nature of your business, its operations, and financial projections.
  6. Proof of Source of Funds. You may be required to provide evidence of the source of funds that will be deposited into the account. This could include invoices, contracts, or other documents showing the legitimate origin of the funds.
  7. Reference Letters. Some banks may request reference letters from your current bankers or business associates to establish your business's credibility.
  8. Tax Identification Number (TIN). A TIN is often required for tax reporting purposes. Make sure your business has obtained a TIN from the local tax authorities.
  9. Know Your Customer (KYC) Documents. This may include additional information about the business activities, ultimate beneficial owners, and the nature of transactions that will be conducted through the account.
  10. Proof of Business Address. A document confirming the physical address of your business, such as a utility bill or a lease agreement.

How to Open a Bank Account in Dominica?

Dominica is one of the most welcoming jurisdictions for non-residents to open accounts, both personal and corporate. The Financial Services Unit (FSU) does not require you to demonstrate a connection to Dominica. Opening a bank account in Dominica is a simple process that may take up to 14 days. To open a bank account in Dominica, you generally need to follow these steps: 

Step 1. Choose a Bank

Begin by researching and comparing different banks in Dominica to find one that suits your banking needs. Consider factors such as account types, fees, services, and branch locations. Be aware of any fees and charges linked to account maintenance, encompassing monthly upkeep fees, transaction fees, and additional service charges. Opt for a bank that maintains transparent and fair fee structures.

Step 2. Gather Required Documents

You need to prepare the necessary documents that banks typically require to open an account. These documents usually include valid identification, proof of address, proof of income or source of funds, etc. Ensuring you have all the required documents ready will streamline the account-opening process and save you time.

Step 3. Appointment with the Bank

At this stage, you have to visit a branch of the chosen bank in person or schedule an online appointment with the bank manager. Contact the bank in advance to confirm the required documents and appointment, if necessary. Prioritize punctuality to ensure a smooth and efficient interaction during your visit.

Step 4. Complete Application Forms

Fill out the account opening application form provided by the bank. Provide accurate information and ensure you understand the terms and conditions. Double-check your entries to avoid any errors, and take the time to review the application thoroughly before submission. This will help expedite the processing of your application and minimize the chance of any complications.

Step 5. Submit Required Documents

You will submit the required documents along with the completed application form. The bank will review and verify the information. Make sure all documents are organized and legible to facilitate the verification process. Additionally, be prepared to address any potential queries from the bank during this stage.

Step 6. Make Initial Deposit

Depending on the bank and account type, you may need to make an initial deposit.  Be aware of the minimum deposit requirements, and ensure that you have the necessary funds ready. The minimum deposit is $50. 

Step 7. Account Opening Process

The bank will process your application and conduct any necessary background checks. This may include verifying your identification and reviewing the provided documents. During this period, stay informed about the status of your application by regularly checking with the bank, and be prepared to promptly address any additional requests for information that may arise during the processing phase.

Step 8. Account Activation

Once your account is approved, the bank will provide you with your account details, such as the account number and any associated debit card. You can start accessing and managing your account through various channels, including online banking, mobile banking apps, ATMs, and in-branch services.

Note: To set up a bank account in Dominica, you do not need to be physically present in the country. Many banks offer remote account opening services, making it easy for international clients to access the benefits of Dominica banking.

Citizenship by Investment Program in Dominica

To secure your stability and global mobility for the future, you can explore the option of obtaining a second passport through Dominica's Citizenship by Investment Program. This initiative enables foreign nationals to acquire Dominican citizenship by making a qualifying investment, with a minimum threshold of $100,000 in the country. The program presents diverse investment avenues, including contributions to the Economic Diversification Fund and Real Estate investments. 

Successful applicants, along with their families, stand to gain Dominican citizenship, offering them visa-free or visa-on-arrival access to over 140 countries, including the EU, Singapore, Hong Kong, and China. Furthermore, Dominica's Citizenship by Investment Program distinguishes itself with a streamlined and efficient application process, allowing applicants to secure citizenship within a relatively short time frame, often accomplished in a matter of 6-7 months. 

Tailored to attract investors seeking not only increased global mobility but also the advantages of Dominican citizenship, such as a favorable tax environment and a tropical lifestyle, this program serves as a pathway for individuals looking to enhance their international standing and future prospects.


How Hard is it to Open a Bank Account in Dominica?

It is not hard to open a bank account in Dominica. Opening a bank account in Dominica is generally straightforward, but the process's ease can depend on factors such as residency status, the specific bank chosen, and the provided documentation.

Will My US Credit Card Work in Dominica?

Yes, your US credit card will work in Dominica. In general, U.S. credit cards, especially those issued by major international payment networks like Visa, MasterCard, American Express, and Discover, are widely accepted in many places around the world, including Dominica. You should be able to use your U.S. credit card for purchases at most hotels, restaurants, shops, and other establishments that accept credit cards.

Can a US Citizen Open a Bank Account in Dominica?

Yes, a US citizen can open a bank account in Dominica. Dominica, like many other Commonwealth countries, often welcomes international clients, including U.S. citizens, to open personal or business accounts. 

Can Non-Residents Open a Bank Account in Dominica?

Yes, non-residents are typically allowed to open bank accounts in Dominica. Many banks in Dominica offer accounts for both residents and non-residents. However, the specific requirements and documentation may vary between banks.

Can I Open a Bank Account in Dominica Remotely?

Yes, you can open a bank account in Dominica remotely. The major banks in Dominica may allow remote account opening, while others may require physical presence for identity verification. Opening a bank account remotely often depends on the specific policies of the bank you choose and the regulations in Dominica.

How to Choose the Best Bank in Dominica?

To choose the best bank in Dominica, consider factors such as the range of services offered, fees and charges, interest rates, accessibility through branches and ATMs, quality of customer service, security and stability, technological capabilities, regulatory compliance, and customer reviews. Evaluate the bank's ability to meet your specific financial needs and preferences, ensuring that it aligns with your budget, provides convenient access, and maintains a strong reputation for reliability and customer satisfaction. 

What is the Largest Bank in Dominica?

The largest bank in Dominica is the National Bank of Dominica (NBD). The NBD is a commercial bank and one of the major financial institutions in the country. It was named 2022 Bank of the Year by the Eastern Caribbean Central Bank (ECCB).

Do Dominica Banks Accept Crypto?

There are no laws that restrict or regulate the use or trade of cryptocurrency. Dominica does not widely embrace cryptocurrency as a mainstream form of payment, and its banks generally do not accept cryptocurrencies directly. 

Can I Use Dominica Bank Cards Abroad?

Yes, you can use  Dominica bank cards abroad. Using Dominica bank cards abroad typically depends on the specific type of card you have and the network it is affiliated with. Most Dominica bank cards, especially those associated with major international payment networks like Visa or MasterCard, should be accepted at ATMs and point-of-sale terminals worldwide. 


Residence Benefits

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Visa-Free Travel to Over 145 Countries

Including the EU, the Schengen Area, the UK, Hong Kong, China, and Singapore. Simple procedure for obtaining long-term tourist visas (B1/B2) to the United States & Canada


Global mobility and freedom

We take care of the paperwork and help you prepare and submit your application - you receive your passport via DHL Express. No requirement to reside in Dominica


Fast Application Processing

From 3 to 6 months


Global mobility and freedom

Zero personal tax on global income. No tax on inheritance, capital gains, foreign income, dividends, interest, or royalties


Dual Citizenship is Allowed

There is no need to renounce your previous citizenship when obtaining a Commonwealth of Dominica passport


Global mobility and freedom

From $100,000 for a single applicant



Processing Time and Terms

Enter your anticipated application start date for Dominica citizenship by investment program and receive a clear timetable for each step of the process

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Sign a service agreement, fill out application forms, and pay the initial service and due diligence fees.


We compile a document package and submit it for due diligence performed by Dominica Citizenship by Investment Unit


Due diligence and background check conducted by the state


We submit your citizenship application once we receive the approval, and you make payment of the outstanding investment amount, government fees, stamp duty, and other fees.


We supervise the issuance of your passport by Dominica and send your Certificate of Citizenship and passport by DHL Express.

There are Always Options to EXPAND YOUR BOUNDARIES! Let's Discuss Yours

Every client is unique

Every case requires an individual approach and solution. Our years of experience in the industry allow us to provide both.

We will answer all your questions and provide detailed information about the available second passport and residency programs to help you make the right choice.


Lead Attorney at Golden Harbors

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Lead Attorney at Golden Harbors