March 16, 2024

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Discover Investment in Portugal Funds to Secure Portugal Golden Visa!

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Discover Investment in Portugal Funds to Secure Portugal Golden Visa!

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Are you interested in European residency or citizenship and consider Portugal as a good option for you? Investing in Portugal funds is one of the best ways to secure a Portugal Golden Visa and gain access to the Portuguese Citizenship by Investment Program. This article will explore the process of obtaining a Portugal Golden Visa, the key requirements, and the tax benefits of investing in a Portugal Fund.

What is Portugal Golden Visa?

Portugal Golden Visa is a residency permit that gives foreign investors the right to live and work in Portugal. It is a type of residence permit for non-EU nationals that is obtained through investment. It is valid for 2 years and can be extended. It allows investors to become a resident in Portugal, and can ultimately lead to citizenship in 5 years. 

The Portugal Golden Visa Program has been in operation since 2012 and has become one of the most popular programs in the world for foreign investors. It offers a variety of benefits such as access to Portugal’s excellent healthcare system, education system, and high quality of life.

Key Requirements for a Portugal Golden Visa

In order to qualify for a Portugal Golden Visa, there are some key requirements that must be met. 

First, the investor must make one of the following investment: 

  • Purchase of real estate from €280,000 with the right to sell the assets in 5 years
  • Investment in funds from €500,000 with a holding period of up to 5 years (in practice, the investment is paid back in 6-10 years)
  • Supporting arts and cultural heritage restoration from €250,000 
  • Investments in research from €500,000
  • Capital transfer from €1,500,000
  • Business investment from €500,000  + creation of at least 5 jobs
  • Founding a company and creating at least 10 jobs

Second, the investor must be able to demonstrate a clean criminal record. Third, the investor must prove that they have sufficient funds to support themselves and their family while in Portugal.

In addition to the above, investors must also prove that they have health insurance and must sign a declaration stating that they will comply with Portugal’s tax laws. Finally, investors must be able to demonstrate that they have spent at least seven days in Portugal in the past five years.

What is a Portugal Investment Fund? 

An investment fund is a financial company that, as the name implies, is engaged in investments. Fund managers invest their outreach funds in a variety of industries, from advanced farming to construction, and earn profits that are then shared with investors. Investment funds live on average from five to ten years. 

Although funds can invest in absolutely any range, most of them affect the real estate sector. In addition, according to Western laws, at least 60% of the funds must be invested in those companies and projects that are located in the coastal regions of Portugal.

Each fund has a different principle of payments. Some pay investors annual return from 2% to 15%. Others pay everything at the end of existence, after the sale of assets.

When it comes to investing in Portugal funds for a Portugal Golden Visa, there are several factors that must be taken into consideration. First and foremost, investors should conduct thorough research in order to identify the most suitable funds for their investment goals. Investors should consider factors such as the fund’s track record, the fund’s risk profile, the fund’s fees and charges, and the fund’s performance.

With Golden Harbors the process of choosing the investment fund will be smooth and easy. We will recommend the reliable investment funds and financial advisors we work with and have a significant number of successful cases. 

Investing in a Portugal Fund and its tax benefits

In recent years, investors prefer to make investments in the Portugal fund rather than in real estate as they do not want to be burdened by taxes on property. 

One of the major benefits of investing in a Portugal fund for a Portugal Golden Visa is the tax benefits. Portugal is one of the most tax-friendly countries in the world for foreign investors and offers a number of tax incentives for those who invest in Portugal funds. For example, investors are exempt from capital gains taxes and are eligible for reduced income tax rates.

Additionally, investors who invest in Portugal funds for a Portugal Golden Visa are also eligible for tax-free dividends. This means that any dividends received from investments made in Portuguese funds are not subject to taxation. Portugal provides a preferential tax status for Golden Visa holders known as resident-non-habitual regime (NHR). Under this scheme, NHR holders do not pay taxes on global income for 10 years, and have a 20% exemption in income tax. 

This is a major benefit for investors looking to maximize their returns on their investments.

The process of investing in Portugal Funds for a Portugal Golden Visa

Once an investor has identified the most suitable fund for their investment goals, they can begin the process of investing in Portugal funds for a Portugal Golden Visa.

The first step is to open an account with a Portuguese brokerage firm. This will allow investors to deposit funds and make investments in Portuguese securities.

Second step is to make the required investment in a Portuguese fund. This can be done through a lump sum payment or through a regular monthly payment plan. Once the required amount has been invested, investors must then submit the necessary documentation to the Portuguese Immigration Service in order to apply for the Portugal Golden Visa.

Conclusion

The Portugal Golden Visa Program is an excellent opportunity for foreign investors looking to become a Portuguese resident and citizens. It offers a range of benefits such as access to Portugal’s healthcare system, education system, and high quality of life. 

Investing in Portugal funds is one of the popular ways to obtain a Portugal Golden Visa and gain a lot of tax benefits. 

Golden Harbors will guide you through the whole process. Do not hesitate to contact us. 

Portugal

Residence Benefits

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Visa-free entry to

The E.U. and the Schengen Area countries

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Global mobility and freedom

8-9 months.

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An opportunity to live in any EU country

No residence limits in Portugal, and up to 90 days per year in other EU countries

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Global mobility and freedom

No tax on global income for 10 years, and a 20% exemption in income tax for NHR holders

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Return on investment

Partaking in investment funds, purchasing hotel shares or rental property with an annual return of up to 7%, and a return on initial investment in 5 years

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Global mobility and freedom

Expansion and entry to the international market

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The prospect of acquiring EU citizenship in 5 years

For investors who retain assets and extend their residence permit under the Golden Visa program terms

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Global mobility and freedom

No need to renounce your existing citizenship in the future when obtaining a Portuguese passport

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US E-2 visa

After obtaining Portuguese citizenship, you have access to a US E-2 investor visa

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Global mobility and freedom

Portugal

Residence Permit

Processing Time and Terms

Enter your estimated application start date for Portugal golden Visa and receive a clear timetable for the entire procedure.

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1

We sign a cooperation agreement with you and conduct preliminary due diligence.

7

We apply for a Portuguese tax ID (NIF), open a bank account and finalise the sale.

14

We prepare the document package and submit your application to the Migration Service (SEF).

90

Review of the documents and receipt of positive preliminary decision.

1

You visit Portugal and submit your biometric data.

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We receive the final positive decision and we dispatch your residence permit card by the DHL courier service.

There are Always Options to EXPAND YOUR BOUNDARIES! Let's Discuss Yours

Every client is unique

Every case requires an individual approach and solution. Our years of experience in the industry allow us to provide both.

We will answer all your questions and provide detailed information about the available second passport and residency programs to help you make the right choice.

Victoria

Lead Attorney at Golden Harbors

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Victoria

Lead Attorney at Golden Harbors

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